/* ============================================================================
   RBI Digital Lending Apps — directory stylesheet
   Editorial, trust-forward redesign. Warm-paper neutrals, hairline cards,
   risk surfaced via a left rail, original geometric platform marks.
   ============================================================================ */

*, *::before, *::after { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }

:root {
    /* Light — clean cool-neutral. White surfaces, soft grey page wash. */
    --color-bg:        #fafbfc;
    --color-surface:   #ffffff;
    --color-surface-2: #f3f5f8;
    --color-ink:       #0d1117;
    --color-text:      #181c22;
    --color-muted:     #5b6573;
    --color-dim:       #8a92a0;
    --color-border:    #e4e7ec;
    --color-border-2:  #d2d6dd;
    --color-hairline:  rgba(13,17,23,0.08);

    --color-primary:   #181c22;
    --color-primary-2: #2a2f38;
    --color-link:      #1f3e8a;

    --color-danger:    #b3261e;
    --color-danger-2:  #8a1d17;
    --color-danger-bg: #fcefec;
    --color-warn-bg:   #fff7e6;
    --color-success:   #1b7a4b;
    --color-success-bg:#eaf5ee;

    --hl:              #ffe89a;

    --radius-xs: 4px;
    --radius-sm: 6px;
    --radius-md: 10px;
    --radius-lg: 14px;
    --radius-pill: 999px;

    --shadow-sm: 0 1px 0 rgba(21,23,28,0.04), 0 1px 2px rgba(21,23,28,0.04);
    --shadow-md: 0 1px 0 rgba(21,23,28,0.04), 0 6px 18px rgba(21,23,28,0.08);
    --shadow-lg: 0 10px 30px rgba(21,23,28,0.12);

    --space-1: 4px;
    --space-2: 8px;
    --space-3: 12px;
    --space-4: 16px;
    --space-5: 20px;
    --space-6: 24px;
    --space-7: 32px;
    --space-8: 40px;

    --motion-fast: 120ms;
    --motion-base: 180ms;
    --ease-out: cubic-bezier(.2,.7,.2,1);

    --font-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", "Inter var",
                 "Helvetica Neue", Arial, sans-serif;
    --font-serif: ui-serif, Georgia, "Iowan Old Style", "Apple Garamond",
                  "Times New Roman", serif;
    --font-mono: ui-monospace, SFMono-Regular, "SF Mono", Menlo, Consolas, monospace;

    --container: 1240px;
}

html { background: var(--color-bg); }
body {
    background: var(--color-bg);
    color: var(--color-text);
    font-family: var(--font-sans);
    font-size: 15px;
    line-height: 1.5;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    text-rendering: optimizeLegibility;
    font-feature-settings: "ss01", "cv11", "tnum" 0;
}

/* Global focus — single source of truth. */
:focus-visible {
    outline: 2px solid var(--color-primary);
    outline-offset: 2px;
    border-radius: 4px;
}
button:focus-visible, select:focus-visible, a:focus-visible,
.platform-pill:focus-visible, .co-lender-chip:focus-visible,
summary:focus-visible {
    outline: 2px solid var(--color-primary);
    outline-offset: 2px;
}

[hidden] { display: none !important; }

.container {
    max-width: var(--container);
    margin: 0 auto;
    padding: 0 24px;
}
@media (max-width: 640px) { .container { padding: 0 16px; } }

/* ============================================================================
   Header
   ============================================================================ */
.site-header {
    background: var(--color-bg);
    border-bottom: 1px solid var(--color-border);
    padding: 22px 0 20px;
    position: relative;
}
.site-header::after {
    /* hairline accent strip */
    content: "";
    position: absolute; left: 0; right: 0; bottom: -1px; height: 1px;
    background: linear-gradient(to right,
        transparent 0, var(--color-border-2) 12%, var(--color-border-2) 88%, transparent 100%);
}
.header-inner {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    align-items: center;
    justify-content: space-between;
}
.header-actions {
    display: flex;
    gap: 8px;
    align-items: center;
    order: 2;
}
.theme-toggle {
    width: 36px;
    height: 36px;
    border-radius: 10px;
    border: 1px solid var(--color-border);
    background: var(--color-surface);
    color: var(--color-text);
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    transition: background-color var(--motion-fast), border-color var(--motion-fast), color var(--motion-fast);
    padding: 0;
    position: relative;
    overflow: hidden;
}
.theme-toggle:hover { background: var(--color-surface-2); border-color: var(--color-border-2); }
.theme-toggle .icon-sun,
.theme-toggle .icon-moon {
    position: absolute;
    inset: 0;
    margin: auto;
    width: 16px;
    height: 16px;
    display: block;
    transition: transform 360ms var(--ease-out), opacity 240ms var(--ease-out);
}
.theme-toggle .icon-sun  { opacity: 1; transform: rotate(0) scale(1); }
.theme-toggle .icon-moon { opacity: 0; transform: rotate(-90deg) scale(0.5); }
[data-theme="dark"] .theme-toggle .icon-sun  { opacity: 0; transform: rotate(90deg) scale(0.5); }
[data-theme="dark"] .theme-toggle .icon-moon { opacity: 1; transform: rotate(0) scale(1); }
.brand {
    display: flex;
    gap: 14px;
    align-items: center;
    text-decoration: none;
    color: inherit;
    min-width: 0;
}
.brand-mark {
    width: 44px;
    height: 44px;
    border-radius: 11px;
    background: var(--color-ink);
    color: var(--color-bg);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    font-weight: 700;
    line-height: 1;
    flex-shrink: 0;
    font-feature-settings: "ss01";
}
.brand-text { display: flex; flex-direction: column; min-width: 0; }
.brand-eyebrow {
    font-size: 11px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: var(--color-muted);
}
.site-header h1 {
    margin: 1px 0 0;
    font-family: var(--font-serif);
    font-size: 22px;
    font-weight: 600;
    letter-spacing: -0.005em;
    color: var(--color-ink);
    line-height: 1.15;
}

.stats {
    display: flex;
    gap: 0;
    margin: 0;
    padding: 0;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    background: var(--color-surface);
    overflow: hidden;
}
.stats .stat {
    display: flex;
    flex-direction: column;
    padding: 8px 18px;
    border-right: 1px solid var(--color-border);
    min-width: 90px;
}
.stats .stat:last-child { border-right: 0; }
.stats dt {
    font-size: 10.5px;
    color: var(--color-muted);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin: 0;
}
.stats dd {
    margin: 0;
    font-variant-numeric: tabular-nums;
    font-size: 20px;
    font-weight: 600;
    color: var(--color-ink);
    line-height: 1.1;
    font-feature-settings: "tnum";
}
.stats dd b { font-weight: inherit; }

/* ============================================================================
   Search panel
   ============================================================================ */
.search-panel {
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    margin: 28px 0 20px;
    padding: 14px 16px 14px;
    box-shadow: var(--shadow-sm);
}
.search-row {
    display: flex;
    gap: 10px;
    align-items: stretch;
}
.search-input-wrap {
    position: relative;
    display: flex;
    align-items: center;
    background: var(--color-surface);
    border: 1px solid var(--color-border-2);
    border-radius: var(--radius-md);
    padding: 0 14px;
    flex: 1;
    min-width: 0;
    transition: border-color var(--motion-fast), box-shadow var(--motion-fast), background var(--motion-fast);
}
.search-input-wrap:hover { border-color: #c8c2af; }
.search-input-wrap:focus-within {
    border-color: var(--color-primary);
    box-shadow: 0 0 0 4px rgba(31,42,68,0.10);
    background: var(--color-surface);
}
.icon-search {
    width: 18px;
    height: 18px;
    color: var(--color-muted);
    flex-shrink: 0;
}
#search-input {
    flex: 1;
    border: 0;
    outline: 0;
    background: transparent;
    font: inherit;
    color: inherit;
    padding: 14px 8px;
    min-width: 0;
    font-size: 15px;
}
#search-input::placeholder { color: var(--color-dim); }
#search-input::-webkit-search-decoration,
#search-input::-webkit-search-cancel-button,
#search-input::-webkit-search-results-button,
#search-input::-webkit-search-results-decoration { -webkit-appearance: none; }

.kbd-hint {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 22px;
    height: 22px;
    padding: 0 6px;
    border: 1px solid var(--color-border-2);
    border-bottom-width: 2px;
    border-radius: 5px;
    background: var(--color-surface-2);
    color: var(--color-muted);
    font-family: var(--font-mono);
    font-size: 11px;
    font-weight: 600;
    line-height: 1;
}
.search-input-wrap:focus-within .kbd-hint { display: none; }

.clear-btn {
    border: 0;
    background: transparent;
    cursor: pointer;
    color: var(--color-muted);
    padding: 6px;
    margin-left: 2px;
    border-radius: 6px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}
.clear-btn:hover { color: var(--color-text); background: var(--color-surface-2); }

/* Mobile filters toggle — hidden on desktop. Higher specificity beats .btn-ghost. */
.btn-ghost.filters-toggle {
    display: none;
    align-items: center;
    gap: 8px;
}
.filters-count {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 18px;
    height: 18px;
    padding: 0 5px;
    border-radius: 999px;
    background: var(--color-primary);
    color: var(--color-bg);
    font-size: 11px;
    font-weight: 700;
}
/* Filters — flex-wrap so selects + Reset coexist cleanly on every width. */
.filters {
    margin-top: 12px;
    display: flex;
    flex-wrap: wrap;
    gap: 8px 10px;
    align-items: end;
}
.filters .filter { flex: 1 1 150px; min-width: 0; }
.filters .reset-btn { flex: 0 0 auto; }
.filter {
    display: flex;
    flex-direction: column;
    gap: 4px;
    font-size: 10.5px;
    color: var(--color-muted);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.08em;
}
.filter select {
    appearance: none;
    -webkit-appearance: none;
    font: inherit;
    font-size: 14px;
    padding: 8px 30px 8px 12px;
    border-radius: var(--radius-sm);
    border: 1px solid var(--color-border);
    background: var(--color-surface);
    color: var(--color-text);
    text-transform: none;
    letter-spacing: 0;
    font-weight: 500;
    cursor: pointer;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpath d='M3 4.5l3 3 3-3' stroke='%235b6171' stroke-width='1.4' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 10px center;
    background-size: 11px;
    transition: border-color var(--motion-fast), box-shadow var(--motion-fast);
}
.filter select:hover { border-color: var(--color-border-2); }
.filter select:focus { outline: 2px solid var(--color-primary); outline-offset: 1px; }

.btn-ghost {
    align-self: end;
    padding: 8px 14px;
    border: 1px solid var(--color-border);
    background: var(--color-surface);
    color: var(--color-text);
    border-radius: var(--radius-sm);
    font: inherit;
    font-size: 13px;
    font-weight: 600;
    cursor: pointer;
    transition: background-color var(--motion-fast), border-color var(--motion-fast);
    display: inline-flex;
    align-items: center;
    gap: 6px;
    line-height: 1;
}
.btn-ghost:hover { background: var(--color-surface-2); border-color: var(--color-border-2); }
.btn-ghost:active { transform: translateY(1px); }
.reset-btn {
    padding: 8px 14px;
    height: 36px;
}

.btn-primary {
    padding: 11px 22px;
    background: var(--color-ink);
    color: var(--color-bg);
    border: 0;
    border-radius: var(--radius-md);
    font: inherit;
    font-size: 14px;
    font-weight: 600;
    cursor: pointer;
    transition: background-color var(--motion-fast), transform 60ms;
}
.btn-primary:hover { background: #2a2f3e; }
.btn-primary:active { transform: translateY(1px); }

.result-meta {
    margin-top: 14px;
    padding-top: 12px;
    border-top: 1px solid var(--color-border);
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 8px 16px;
    font-size: 13px;
    color: var(--color-muted);
    font-variant-numeric: tabular-nums;
}
#result-count { color: var(--color-text); }

/* Bulk-check "not found" note — forced onto its own line below the count. */
.search-note {
    flex-basis: 100%;
    margin: -2px 0 0;
    font-size: 12.5px;
    line-height: 1.45;
    color: var(--color-muted);
    overflow-wrap: anywhere;
}

.active-group-pill {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 4px 4px 4px 10px;
    background: var(--color-surface-2);
    color: var(--color-primary);
    border: 1px solid var(--color-border-2);
    border-radius: var(--radius-pill);
    font-weight: 600;
    font-size: 12.5px;
    max-width: 100%;
}
.active-group-pill svg { color: var(--color-muted); flex-shrink: 0; }
.active-group-pill #active-group-label {
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
    min-width: 0;
}
.active-group-pill button {
    background: transparent;
    border: 0;
    color: var(--color-muted);
    padding: 4px;
    border-radius: var(--radius-pill);
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}
.active-group-pill button:hover { background: var(--color-border); color: var(--color-text); }

/* ============================================================================
   Results grid
   ============================================================================ */
.results {
    display: grid;
    grid-template-columns: 1fr;
    gap: 14px;
}
@media (min-width: 760px) { .results { grid-template-columns: repeat(2, 1fr); gap: 16px; } }
@media (min-width: 1140px){ .results { grid-template-columns: repeat(3, 1fr); gap: 18px; } }

/* ============================================================================
   Card
   ============================================================================ */
.card {
    --card-rail: transparent;
    background: var(--color-surface);
    border-radius: var(--radius-lg);
    padding: 18px 18px 16px;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--color-border);
    display: flex;
    flex-direction: column;
    gap: 12px;
    position: relative;
    overflow: hidden;
    transition: box-shadow var(--motion-base) var(--ease-out),
                transform var(--motion-base) var(--ease-out),
                border-color var(--motion-base) var(--ease-out);
    animation: cardIn 280ms var(--ease-out) both;
}
.card::before {
    /* Left rail — invisible by default. Risk uses it. */
    content: "";
    position: absolute; top: 0; bottom: 0; left: 0; width: 3px;
    background: var(--card-rail);
}
.card:hover {
    box-shadow: var(--shadow-md);
    border-color: var(--color-border-2);
    transform: translateY(-1px);
}
.card.is-risky {
    --card-rail: var(--color-danger);
    border-color: #ecd0c8;
}
.card.is-risky:hover { border-color: #d9b3a8; }

/* RBI cancelled-CoR - strongest (factual) red. Deeper rail + red-tinted
   surface so it reads as more severe than the advisory Risky tag. */
.card.is-cancelled {
    --card-rail: #b3261e;
    border-color: #e6b3ad;
    background:
        linear-gradient(0deg, rgba(179,38,30,0.035), rgba(179,38,30,0.035)),
        var(--color-surface);
}
.card.is-cancelled::before { width: 4px; }
.card.is-cancelled:hover { border-color: #d28d83; }

@keyframes cardIn {
    from { opacity: 0; transform: translateY(4px); }
    to   { opacity: 1; transform: translateY(0); }
}

.card-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 12px;
}
.card-heading { min-width: 0; }
.card-title {
    font-family: var(--font-serif);
    font-size: 19px;
    font-weight: 600;
    margin: 0;
    line-height: 1.2;
    color: var(--color-ink);
    overflow-wrap: anywhere;
    letter-spacing: -0.005em;
}
.card-subtitle {
    font-size: 11.5px;
    color: var(--color-muted);
    margin: 6px 0 0;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    overflow-wrap: anywhere;
    line-height: 1.35;
}

.badge {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    padding: 3px 8px;
    border-radius: var(--radius-pill);
    font-size: 10.5px;
    font-weight: 700;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    white-space: nowrap;
    flex-shrink: 0;
    line-height: 1.4;
}
.badge-type {
    background: var(--color-surface-2);
    color: var(--color-text);
    border: 1px solid var(--color-border);
}
.badge-type[data-type="BANK"]         { color: #1a4a8a; border-color: #cbd9ee; background: #eef3fa; }
.badge-type[data-type="NBFC"]         { color: #1b7a4b; border-color: #c7e6d2; background: var(--color-success-bg); }
.badge-type[data-type="HOUSING FINANCE COMPANY"] { color: #7a4a17; border-color: #ecd9bf; background: #fbf2e2; }

/* Age badge - small "{N} yrs (YYYY)" pill on NBFC cards. Neutral
   styling for every age - just a factual chip. Tooltip carries the
   precise incorporation date and MCA status. */
.badge-age {
    background: var(--color-surface-2);
    color: var(--color-muted);
    border: 1px solid var(--color-border);
    font-weight: 600;
    font-variant-numeric: tabular-nums;
}

.card-meta {
    display: flex;
    flex-wrap: wrap;
    gap: 6px 8px;
    align-items: center;
}

.kv-line {
    font-size: 13px;
    color: var(--color-muted);
    line-height: 1.45;
    display: grid;
    grid-template-columns: 92px 1fr;
    gap: 6px 10px;
}
.kv-key {
    color: var(--color-dim);
    font-weight: 600;
    text-transform: uppercase;
    font-size: 10.5px;
    letter-spacing: 0.08em;
    padding-top: 3px;
}
.kv-val {
    color: var(--color-text);
    overflow-wrap: anywhere;
    word-break: break-word;
}
.kv-val a, .contact-grid a {
    color: var(--color-link);
    text-decoration: none;
    border-bottom: 1px solid rgba(31,62,138,0.2);
    transition: border-color var(--motion-fast), color var(--motion-fast);
}
.kv-val a:hover, .contact-grid a:hover {
    color: var(--color-primary);
    border-bottom-color: var(--color-primary);
}
.kv-val em.dim, .dim, em.dim { color: var(--color-dim); font-style: normal; }

/* ============================================================================
   Platform pill strip
   ============================================================================ */
.platform-strip {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-top: 2px;
}
.platform-pill {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 5px 10px 5px 5px;
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-pill);
    color: var(--color-text);
    font-size: 12px;
    font-weight: 600;
    text-decoration: none;
    line-height: 1;
    transition: background-color var(--motion-fast), border-color var(--motion-fast), transform 60ms;
}
.platform-pill:hover {
    background: var(--color-surface-2);
    border-color: var(--color-border-2);
}
.platform-pill:active { transform: translateY(1px); }
.platform-pill.is-disabled {
    color: var(--color-dim);
    cursor: default;
    background: var(--color-surface-2);
}
.platform-pill.is-disabled:hover { background: var(--color-surface-2); border-color: var(--color-border); }

/* .is-broken styling intentionally removed: HTTP-based broken detection
   produced too many false positives on real app-store URLs that loaded fine
   in a browser. All pills now render uniformly. */

.pill-icon {
    display: inline-flex;
    width: 20px;
    height: 20px;
    align-items: center;
    justify-content: center;
    background: var(--color-surface-2);
    color: var(--color-text);
    border-radius: 6px;
    font-size: 11px;
    font-weight: 700;
    flex-shrink: 0;
}
.pill-icon svg { width: 12px; height: 12px; display: block; }
.platform-pill.is-disabled .pill-icon { background: #ececea; color: var(--color-dim); }

/* Per-platform accent (icon tile only — pill itself stays neutral). */
.pill-icon[data-platform="Google Play Store"]    { background: #e7f3ea; color: #1b7a4b; }
.pill-icon[data-platform="Apple App Store"]      { background: #ececec; color: #1c1c1e; }
.pill-icon[data-platform="Samsung Galaxy Store"] { background: #e3ecf7; color: #1a468a; }
.pill-icon[data-platform="Indus App Store"]      { background: #f4e8e2; color: #8a3b1c; }
.pill-icon[data-platform="Xiaomi GetApps"]       { background: #fde8de; color: #b34416; }
.pill-icon[data-platform="Huawei AppGallery"]    { background: #fbe1e1; color: #a31a1a; }
.pill-icon[data-platform="Vivo App Market"]      { background: #e6e9f7; color: #2e3b8a; }
.pill-icon[data-platform="OPPO App Market"]      { background: #e6f2ec; color: #1b6a4a; }
.pill-icon[data-platform="Website"]              { background: var(--color-surface-2); color: var(--color-text); }
.pill-icon[data-platform="Other"]                { background: var(--color-surface-2); color: var(--color-muted); }
.platform-pill.is-broken .pill-icon { background: #f5d6cf !important; color: var(--color-danger-2) !important; }
.platform-pill.is-disabled .pill-icon { background: #ececea !important; color: var(--color-dim) !important; }

/* ============================================================================
   Risk mark + co-lender chip
   ============================================================================ */
.risk-mark {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    padding: 3px 8px;
    border-radius: var(--radius-pill);
    background: var(--color-danger-bg);
    color: var(--color-danger);
    border: 1px solid #f1cfc8;
    font-size: 10.5px;
    font-weight: 700;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    white-space: nowrap;
    line-height: 1.4;
}
.risk-mark svg { width: 11px; height: 11px; }

/* Cancelled-CoR mark - deeper, solid red so it outranks the advisory Risky
   tag at a glance (white text on danger red). */
.risk-mark.is-cancelled {
    background: var(--color-danger);
    color: #fff;
    border-color: var(--color-danger-2);
    cursor: help;
}

/* Brief explanatory note shown on a cancelled-CoR NBFC card. */
.cancel-note {
    font-size: 12.5px;
    line-height: 1.5;
    color: var(--color-danger-2);
    background: var(--color-danger-bg);
    border: 1px solid #f1cfc8;
    border-radius: var(--radius-md);
    padding: 9px 11px;
}
.cancel-grid dt { color: var(--color-muted); }
[data-theme="dark"] .cancel-note {
    color: #f0b4a8;
    background: var(--color-danger-bg);
    border-color: #5e2c25;
}

.co-lender-chip {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 7px 12px;
    align-self: flex-start;
    border: 1px solid var(--color-border-2);
    background: var(--color-surface-2);
    color: var(--color-primary);
    border-radius: var(--radius-pill);
    cursor: pointer;
    font: inherit;
    font-size: 12px;
    font-weight: 600;
    line-height: 1.2;
    transition: background-color var(--motion-fast), border-color var(--motion-fast), transform 60ms;
}
.co-lender-chip svg { color: var(--color-muted); }
.co-lender-chip:hover {
    background: var(--color-surface);
    border-color: var(--color-primary);
    color: var(--color-primary);
}
.co-lender-chip:hover svg { color: var(--color-primary); }
.co-lender-chip:active { transform: translateY(1px); }

/* ============================================================================
   Officer / dev contact
   ============================================================================ */
.card-divider {
    height: 1px;
    background: var(--color-border);
    margin: 4px 0 2px;
}
.contact-toggle {
    background: var(--color-surface-2);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    padding: 2px 12px 8px;
}
.contact-toggle + .contact-toggle { margin-top: 8px; }
.contact-toggle summary {
    cursor: pointer;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--color-muted);
    padding: 9px 0 7px;
    list-style: none;
    outline: none;
    display: flex;
    align-items: center;
    gap: 6px;
}
.contact-toggle summary::-webkit-details-marker { display: none; }
.contact-toggle summary::before {
    content: "";
    width: 8px; height: 8px;
    border-right: 1.5px solid var(--color-muted);
    border-bottom: 1.5px solid var(--color-muted);
    transform: rotate(45deg);
    transition: transform var(--motion-fast);
    margin-right: 2px;
}
.contact-toggle:not([open]) summary::before {
    transform: rotate(-45deg);
}
.contact-toggle summary .muted {
    color: var(--color-dim);
    font-weight: 500;
    text-transform: none;
    letter-spacing: 0;
    font-size: 11px;
    margin-left: auto;
}

.contact-grid {
    display: grid;
    grid-template-columns: 78px 1fr;
    column-gap: 12px;
    row-gap: 4px;
    font-size: 13px;
    margin: 2px 0 6px;
}
.contact-grid dt {
    color: var(--color-muted);
    font-weight: 600;
    font-size: 11.5px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    padding-top: 2px;
}
.contact-grid dd { margin: 0; overflow-wrap: anywhere; word-break: break-word; }

mark.hl {
    background: var(--hl);
    color: var(--color-ink);
    padding: 0 2px;
    border-radius: 2px;
    box-decoration-break: clone;
    -webkit-box-decoration-break: clone;
}

.id-tag {
    font-family: var(--font-mono);
    font-size: 11px;
    color: var(--color-dim);
    margin-left: auto;
    font-feature-settings: "tnum";
}

/* ============================================================================
   Load more, empty, footer
   ============================================================================ */
.load-more-wrap {
    display: flex;
    justify-content: center;
    margin: 28px 0 16px;
}

.empty {
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: 48px 24px;
    text-align: center;
    box-shadow: var(--shadow-sm);
}
.empty-mark {
    width: 56px; height: 56px;
    margin: 0 auto 14px;
    border-radius: 14px;
    background: var(--color-surface-2);
    border: 1px solid var(--color-border);
    color: var(--color-muted);
    display: inline-flex;
    align-items: center;
    justify-content: center;
}
.empty-mark svg { width: 28px; height: 28px; }
.empty h2 {
    margin: 0 0 6px;
    font-family: var(--font-serif);
    font-size: 20px;
    font-weight: 600;
    color: var(--color-ink);
}
.empty p { margin: 0; color: var(--color-muted); }

.site-footer {
    margin-top: 48px;
    padding: 28px 0 36px;
    font-size: 12.5px;
    color: var(--color-muted);
    border-top: 1px solid var(--color-border);
    background: var(--color-bg);
}
.site-footer p { margin: 4px 0; }
.site-footer em { font-style: italic; color: var(--color-text); }
.disclaimer { opacity: 0.85; }

/* ============================================================================
   Responsive
   ============================================================================ */
@media (max-width: 980px) {
    .stats .stat { padding: 8px 14px; min-width: 80px; }
    .stats dd { font-size: 18px; }
}

@media (max-width: 760px) {
    .site-header { padding: 18px 0 16px; }
    .header-inner { gap: 14px; }
    .stats { width: 100%; }
    .stats .stat { flex: 1; padding: 8px 12px; min-width: 0; }

    .search-row { flex-direction: row; align-items: stretch; }
    .btn-ghost.filters-toggle { display: inline-flex; flex-shrink: 0; }

    /* On mobile, collapse the filter rail into a panel toggled by the button. */
    .filters {
        display: none;
        margin-top: 12px;
        padding-top: 12px;
        border-top: 1px solid var(--color-border);
    }
    .filters.is-open { display: flex; }
    .filters .filter { flex: 1 1 calc(50% - 6px); }
    .filters .reset-btn { flex: 1 1 100%; align-self: stretch; }
}

@media (max-width: 540px) {
    .site-header h1 { font-size: 19px; }
    .brand-eyebrow { font-size: 10.5px; }
    .brand-mark { width: 40px; height: 40px; font-size: 22px; }
    .search-panel { padding: 12px 12px 12px; }
    #search-input { padding: 12px 6px; font-size: 16px; /* prevent iOS zoom */ }
    .kbd-hint { display: none; }
    .kv-line { grid-template-columns: 82px 1fr; }
    .contact-grid { grid-template-columns: 70px 1fr; }
    .card { padding: 16px 16px 14px; }
    .card-title { font-size: 17px; }
    .filters .filter { flex: 1 1 100%; }
}

/* ============================================================================
   Motion preferences
   ============================================================================ */
@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: 0.001ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.001ms !important;
    }
    .card:hover { transform: none; }
}

/* ============================================================================
   Dark theme — opt-in via data-theme="dark"
   (Light is the default; dark mode is wired but not surfaced as a control.)
   ============================================================================ */
/* Dark theme — deep slate. True dark surfaces, teal accent kept restrained. */
[data-theme="dark"] {
    --color-bg:        #07090c;
    --color-surface:   #0e1116;
    --color-surface-2: #161a21;
    --color-ink:       #f0f3f7;
    --color-text:      #e6e9ee;
    --color-muted:     #8b95a3;
    --color-dim:       #565d6a;
    --color-border:    #1a1f27;
    --color-border-2:  #252b34;
    --color-hairline:  rgba(255,255,255,0.06);
    --color-link:      #5cc8d0;
    --color-primary:   #00ADB5;
    --color-primary-2: #1fbfc7;
    --color-danger:    #e89a8e;
    --color-danger-2:  #f0b1a4;
    --color-danger-bg: #2a1814;
    --color-success:   #00ADB5;
    --color-success-bg:#152428;
    --color-warn-bg:   #261f15;
    --hl:              #4a3e1c;
}
[data-theme="dark"] body { color: var(--color-text); }
[data-theme="dark"] .brand-mark { background: var(--color-surface-2); color: var(--color-link); border: 1px solid var(--color-border-2); }
[data-theme="dark"] .btn-primary { background: var(--color-primary); color: #0d1117; }
[data-theme="dark"] .btn-primary:hover { background: var(--color-primary-2); }
[data-theme="dark"] .search-input-wrap:focus-within { box-shadow: 0 0 0 4px rgba(0,173,181,0.18); border-color: var(--color-primary); }
[data-theme="dark"] :focus-visible { outline-color: var(--color-primary); }
[data-theme="dark"] .filter select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpath d='M3 4.5l3 3 3-3' stroke='%238b95a3' stroke-width='1.4' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
}
[data-theme="dark"] .badge-type                                       { background: var(--color-surface-2); border-color: var(--color-border-2); color: var(--color-text); }
[data-theme="dark"] .badge-type[data-type="BANK"]                     { color: #5cc8d0; }
[data-theme="dark"] .badge-type[data-type="NBFC"]                     { color: #7fd6da; }
[data-theme="dark"] .badge-type[data-type="HOUSING FINANCE COMPANY"]  { color: #d6c298; }
[data-theme="dark"] .badge-age                                        { background: var(--color-surface-2); border-color: var(--color-border-2); color: var(--color-muted); }
[data-theme="dark"] .pill-icon                                        { background: var(--color-surface-2); color: var(--color-text); }
[data-theme="dark"] .pill-icon[data-platform="Google Play Store"]     { color: #5cc8d0; }
[data-theme="dark"] .pill-icon[data-platform="Apple App Store"]       { color: var(--color-text); }
[data-theme="dark"] .pill-icon[data-platform="Samsung Galaxy Store"]  { color: #7fb6da; }
[data-theme="dark"] .pill-icon[data-platform="Indus App Store"]       { color: #d6b29a; }
[data-theme="dark"] .pill-icon[data-platform="Xiaomi GetApps"]        { color: #e0a890; }
[data-theme="dark"] .pill-icon[data-platform="Huawei AppGallery"]     { color: #d89a96; }
[data-theme="dark"] .pill-icon[data-platform="Vivo App Market"]       { color: #b8bdd6; }
[data-theme="dark"] .pill-icon[data-platform="OPPO App Market"]       { color: #7fd6da; }
[data-theme="dark"] .pill-icon[data-platform="Website"]               { color: var(--color-muted); }
[data-theme="dark"] .pill-icon[data-platform="Other"]                 { color: var(--color-dim); }
[data-theme="dark"] .platform-pill { background: var(--color-surface); }
[data-theme="dark"] .platform-pill:hover { background: var(--color-surface-2); border-color: var(--color-primary); }
[data-theme="dark"] .platform-pill.is-broken { background: var(--color-danger-bg); border-color: #4a2620; color: var(--color-danger); }
[data-theme="dark"] .platform-pill.is-broken:hover { background: #3a201b; border-color: var(--color-danger); }
[data-theme="dark"] .platform-pill.is-broken .pill-icon { background: #3a201b !important; color: var(--color-danger) !important; }
[data-theme="dark"] .risk-mark { background: var(--color-danger-bg); border-color: #4a2620; color: var(--color-danger); }
[data-theme="dark"] .card.is-risky { border-color: #4a2620; }
[data-theme="dark"] .card.is-risky:hover { border-color: #5a2e26; }
/* Cancelled-CoR in dark mode: muted-but-clearly-red surface, bright red badge. */
[data-theme="dark"] .card.is-cancelled {
    --card-rail: #e0554a;
    border-color: #5e2c25;
    background:
        linear-gradient(0deg, rgba(224,85,74,0.06), rgba(224,85,74,0.06)),
        var(--color-surface);
}
[data-theme="dark"] .card.is-cancelled:hover { border-color: #7a3a30; }
[data-theme="dark"] .risk-mark.is-cancelled {
    background: #c0392b;
    color: #fff;
    border-color: #e0554a;
}
[data-theme="dark"] mark.hl { color: var(--color-ink); }
[data-theme="dark"] .kv-val a, [data-theme="dark"] .contact-grid a { color: var(--color-link); border-bottom-color: rgba(92,200,208,0.35); }
[data-theme="dark"] .kv-val a:hover, [data-theme="dark"] .contact-grid a:hover { color: var(--color-primary-2); border-bottom-color: var(--color-primary-2); }
[data-theme="dark"] .co-lender-chip { color: var(--color-link); }
[data-theme="dark"] .co-lender-chip:hover { border-color: var(--color-primary); color: var(--color-primary-2); }
[data-theme="dark"] .co-lender-chip:hover svg { color: var(--color-primary); }
[data-theme="dark"] .active-group-pill { color: var(--color-link); }
[data-theme="dark"] .site-header::after {
    background: linear-gradient(to right, transparent 0, var(--color-border-2) 12%, var(--color-border-2) 88%, transparent 100%);
}
[data-theme="dark"] .kbd-hint { background: var(--color-surface-2); border-color: var(--color-border-2); color: var(--color-muted); }
[data-theme="dark"] .card { box-shadow: 0 1px 0 rgba(0,0,0,0.3), 0 1px 2px rgba(0,0,0,0.2); }
[data-theme="dark"] .card:hover {
    background: #11151b;
    border-color: #3a4250;
    box-shadow: 0 1px 0 rgba(0,0,0,0.3), 0 10px 28px rgba(0,0,0,0.55), 0 0 0 1px rgba(92,200,208,0.18);
}
[data-theme="dark"] .card.is-risky:hover {
    border-color: #6e3a30;
    box-shadow: 0 1px 0 rgba(0,0,0,0.3), 0 10px 28px rgba(0,0,0,0.55), 0 0 0 1px rgba(232,154,142,0.22);
}